Creative Financing Solutions

US Funding Pros is a financial intermediary specialized in serving investors, developers, and property owners in acquiring or refinancing commercial real estate, business equipment like licensed vehicles, and working capital that usually falls beyond the lending window of banks, but makes sense based on liquidity, collateral, and, or the ability to show continuous cash flow.

We offer flexible funding options including asset leasing, borrowing, refinancing, and commercial mortgages, loans, and finance options; enabling you to secure assets, generate cash flow, and develop your business.

Creative ways of funding and launching a company can be both overwhelming and exciting. It is as ambitious as it gets, being your own boss and creating everything from scratch. One of the key ingredients that you’ll need to get a company off the ground is enough money. Traditional thought leads us to a company lending institution. Luckily, times have changed and there are more innovative ways of financing your company.

Micro Financing

Such small loans of up to $10,000 are gaining popularity, while this is relatively new in the United States. Loans are dependent on your experience, enthusiasm, competition and sales opportunities.

Remember: When you have an appealing idea and need a small amount of money, a loan is a  good alternative.

Supplier or wholesaler finance

This method works with your supply chain in order to obtain the money you need. This usually works better with a smaller, local supplier who truly wants your company and is willing to work with you. Tony Hsieh, CEO at Zappos, said that this form of funding is vital to the growth of a company.

Remember: Do not guarantee the loan personally.

Business strategy competitions or other challenges

Aim to win the money when everything else fails! There are many regional and national competitions that offer off large sums of prize money. These include the MIT $100 K Entrepreneurship Competition, the GE Ecomagination Challenge, and the Start-Up Challenge on Amazon Web Services.

Remember: This is really a show business that enjoys a great idea and a team that is very professional. Also, you have to be a good presenter too.

Business incubator

If your company is new it can start with seed capital, mentoring and other related resources. Such forms of organisations, including Excelerate Labs and TechStars, have a strong track record of success.

Remember: There is a lot of competition these days to become part of an incubator so concentrate on a handful of organizations that best match your goals.

Your Resources

Maybe the best way to finance your new business is by using your own property as funding. Such properties may include personal property, cars, aircraft, jewelry, securities, shares, and mutual funds. You can either use these properties to secure a loan, or you can sell your worldly possessions to raise the capital. Before liquidating any of your properties, though, make sure to consult with a specialist, like a financial advisor. You will also need to learn how this will affect your taxes, depending on the type of asset.

Angel Investors

Angel investors are people who are keenly interested in investing in small companies and potential start-ups. Compared with other professional investors they typically provide more favorable terms. Many angel investors are former businessmen, who alongside the funding can provide useful business advice. But you will need a good business plan to convince an angel investor to fund your start-up. Read more about how to get into contact with an angel investor.

Social lending

Social lending is an alternative type of funding for companies. You will borrow money from a large number of people, in the form of social loans, who have put their personal funds together. In America, there are many social lending companies, which incorporate lenders and borrowers.

Trade Credit

It may only be a matter of office supplies and equipment, but these are necessary for your company. You can ask your usual vendors about a trade credit alternative. A trade credit allows you to buy the orders at a later date on account from the manufacturer. Sellers don’t typically extend commercial credit to a company without a good credit history. But, for an existing company with minimal cash flow it is very useful.

This method of funding is used for big purchases, or to finance revenue-attracting operations. The applicant company is essentially selling a share in its earnings in the future today, allowing them access for the funds before future earnings.

A repayment plan for this type of lending coincides with the potential sales and its cash flow expected by the firm.

Operational demands, like salaries, are a great explanation for funding the cash flow. Additionally, updating buildings, refurbishing, additional workers or stock will give you an increased earning power and evaluate your funding options for your company’s cash flow.

Speculate on how you could gain by financing the cash flow of your company. Cash flow funding forms include secured and also unsecured business loans, stocking loans, merchant terminal advances, discounting of invoices, and factoring. Contact USA Funding Pros today for all your creative financing solutions